Affordability snapshot
Linked to planner
Compare the mortgage payment to the surplus from your main budget.
Planner surplus (est)
From main planner
0
Basis
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Mortgage payment
Payment
0
Coverage
Enter details
Surplus after payment
0
Loan details
Tweak the loan amount, rate, and term to see how repayments move.
Property price
$
Deposit
$
Interest rate (p.a.)
%
Loan term
years
Repayment frequency
Extra repayment (optional)
$
Rough guide only. Does not factor in fees, rate changes, or specific lender policies.
Results
See repayment, total interest, and how much earlier extra repayments could finish the loan.
Repayment
—
Per month
Total interest over life of loan
Base loan
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With extra repayments
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Estimated time saved with extra
Base term
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With extra
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Mortgage vs planner surplus
Run a calculation to compare.
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